The Preserving Access to Manufactured Housing Act has been reintroduced in the 115th Congress by a bipartisan group of Representatives. The bill, now numbered H.R. 1699, was introduced by Representatives Andy Barr (R-KY), Kyrsten Sinema (D-AZ), Bruce Poliquin (R-ME), Terri Sewell (D-AL), David Kustoff (R-TN) and Kathleen Rice (D-NY) to address federal regulations implementing the Dodd-Frank Act that do not reflect the unique nature of the manufactured home financing and sales process.

Because it is now a new session of Congress, the bill had to be reintroduced. This means that all previous cosponsors must add their name to the new bill. With your help, we can increase the co-sponsorship list for H.R. 1699 quickly.

In the previous Congress, industry professionals flooded the Hill with more than 7,800 emails to Members of Congress on the importance of manufactured housing financing as a critical resource for families across the country. This effort resulted in the House of Representatives holding three floor votes about the Preserving Access to Manufactured Housing Act. The language was passed by the House three times with bipartisan votes, both as a standalone measure and as a part of the appropriations bill.

With MHI’s advocacy page, asking your Representative to cosponsor H.R. 1699 is easy. Simply click here and follow the steps on MHI’s website. The email to your Representative has already been composed – all you have do is insert your home address and click submit.

H.R. 1699 modifies the definition of “high-cost” loans so that manufactured home loans are not unfairly swept under this designation simply due to their small size. The bipartisan legislation also amends the SAFE Act and the Truth in Lending Act to exclude manufactured housing retailers and sellers from the definition of a loan originator, so long as they are only receiving compensation for the sale of the home and not engaged in financing the loans.

The bill has been referred to the House Financial Services Committee and companion legislation is expected to be introduced in the U.S. Senate.

View MHI’s Housing Alert on H.R. 1699

If you have any questions, please contact MHI’s Senior Vice President of Government Affairs and Chief Lobbyist, Dr. Lesli Gooch, at (703) 229-6208 or

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