House Advances Major Housing Package Supporting Manufactured Homes

In a decisive bipartisan vote of 396–13, the U.S. House of Representatives has passed a revised housing package aimed at tackling the nation’s housing supply and affordability challenges—delivering a major win for manufactured housing.

Central to the legislation is a dedicated section, “Manufactured Housing for America,” underscoring growing recognition of the industry as a key solution for attainable homeownership.

The bill includes several impactful provisions: modernizing construction standards to allow greater design flexibility, reaffirming HUD as the sole federal regulator, and addressing zoning barriers that limit placement of manufactured homes. It also expands financing opportunities by improving FHA Title I loans and exploring new construction lending tools.

Additional measures support home repairs for low-income homeowners, incentivize local housing development, and remove barriers to small-dollar mortgages—critical for manufactured housing buyers.

Following the House debate, the Trump Administration issued a Statement of Administration Policy which reiterates the Administration’s support for the amended 21st Century ROAD to Housing Act and urges the Senate to take up and pass this bill. The legislation now returns to the Senate for consideration. MHI will continue working with Congress and the Administration to enact a final package that strengthens the role of manufactured housing in expanding housing supply and delivering affordable homeownership opportunities for American households. Read more about the bill on the MHI website.

Last week, Rep. French Hill (AR-02) Chairman, House Financial Services Committee and Rep. Emanuel Cleaver (MO-05) Ranking Member on the House Financial Services Subcommittee on Housing and Insurance appeared on the Fox News program “Special Report with Bret Baier” to discuss the bill. During the program, they focused on the manufactured housing provisions in the bill, specifically allowing manufactured homes to be built with or without a permanent chassis, updating outdated statutory requirements and enabling greater innovation, design flexibility, and production scale.

Original article from Manufactured Housing Institute.

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