Since 1983, the Wisconsin Housing Alliance (and its predecessor associations) have endorsed an insurance program underwritten by EMC Insurance Companies as a benefit available to Community and Retail division members.  The menu of policies and coverages in the program are designed to address property and liability insurance needs of these member entities.  The program is exclusively marketed and serviced by agents of The Horton Group.

In March, the Wisconsin Housing Alliance, EMC and The Horton Group were pleased to distribute to participating members a Safety Group dividend totaling $166,310. This feature of the insurance program provides participants an opportunity to reduce their net insurance cost by sharing in profitable results when the group’s loss experience is favorable. 

A Safety Group dividend has been declared by EMC in nine of the past ten years.  Over the past 30 years, total dividend payments to participating members has exceeded $2.6 million.  Although future loss results are the determining factor of future dividend potential, participants in recent years have averaged a double-digit percent return of their policy premiums through this Safety Group Dividend feature. 

Breadth and fit of coverages to the unique needs of the manufactured housing industry are a hallmark of the program. This specialization is achieved through the efforts of EMC’s knowledgeable underwriters and experienced claims and risk control personnel, teamed with Horton Group agents whose commitment to serving WHA clients spans 30+ years, all bolstered by ongoing informative interaction with WHA staff and members.

WHA Community or Retail members interested in learning more about this WHA member  benefit can contact Jennifer Becker at The Horton Group at (262) 347-2626 or for additional information.

If you’d like to donate your dividend to the Alliance, simply sign your check over to the Wisconsin Housing Alliance and mail it to us.  Thank you for your support!

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